If I do not have a UK car insurance policy for over two years, do I lose all of my no claims discount?

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  1. If I do not have a UK car insurance policy for over two years, do I lose all of my no claims discount?
  2. How long can you keep your car insurance ‘no claims discount’ if you have no current policy?
  3. How much will my insurance drop after one years no claims?

1 comment to If I do not have a UK car insurance policy for over two years, do I lose all of my no claims discount?

  • wilfred b

    yes this is right the NCB lasts for two years after that it is back to square one I know this to be a fact it happened to me
    it would be advantageous for you to buy a small car worth a couple of hundred and park it up somewhere safe and take out third party insurance for the two years you are away

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